​LightStream, the online lending division of SunTrust Bank, offers low-interest loans* to people with good credit. And their loan process is refreshingly simple. 
You can apply in minutes from your smart phone, tablet or desktop computer. When you qualify, here are some of the features you can expect:
  • A competitive interest rate, backed by LightStream's Rate Beat Program https://www.lightstream.com/?fact=14601&irad=407559&irmp=415437
  • Loan amounts from $5,000 to $100,000
  • No home-equity requirements; no down payment
  • No fees
  • Same-day funding1 available
  • Your best loan experience ever, guaranteed
LightStream will even plant a tree once your loan is funded!



“Nobody offers what LightStream does that I am aware of, and I will never go anywhere else. Fast, efficient, and incredibly easy. Thank you very much for making my experience the best ever.”
— A. C. from Marseilles, IL


*Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

1. You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.

© 2018 SunTrust Banks, Inc. All rights reserved. LightStream and SunTrust are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners. Lending services provided by SunTrust Bank, member FDIC.